Fast finance for your property purchase.
Short-term finance to get your property purchase over the line. Same day decisions.
Or call us on 0800115 1547
1. You get in touch
Tell us about your circumstances including how much you need to borrow, how soon you need the funds, and what for. You can get in touch and request a free quote or call us on 080011124455.
2. We compare lenders
Based on your needs we find the best deals from our full market panel of lenders. We look at rates, speed, and re-payment terms. We take you through all the options and agree on the best loan for you.
3. We do the legwork
We do all the hard work in getting you set up with your chosen lender including managing all the admin and paperwork to make the process as fast and hassle free as possible.
4. You receive funds
You receive the funds into your bank account. We understand that time is of the essence and pride ourselves on our speed of delivery. We can often have funds available to you within a few days of initial contact.
Bridging finance for residential property purchases, covering scenarios such as fixing chain breaks, mortgage delays, and quick property investment.
Bridging finance for commercial property purchases to cover scenarios such as commercial mortgage delay periods and refurbishment projects.
If a link in your property purchase chain breaks, a bridging loan can enable you to continue with the purchase of a property while you wait to sell your existing property.
If you spot a property you love, a bridging loan can ensure you don’t miss out by securing the property quickly while you sort out longer term finance or mortgage.
Bridging finance for auction property purchases to enable quick completion within 28 day timescale before securing longer term finance.
Bridging finance for the buy-to-let market enabling landlords to secure the purchase of rental property before having a mortgage or deposit in place.
Bridging finance to purchase unhabitable property that cannot be mortgaged with the aim of renovating to make it mortgageable and then switch to longer term finance.
Bridging finance aimed at property investors and developers who want to refurbish or modernise a property to benefit from higher returns when letting or selling it.
Bridging loans for major structural changes or changes of use of a property, such as commercial to residential, that add value prior to selling or moving to longer term finance.
VAT is often charged on the purchase of commercial property. A bridging loan can be used cover the cost of the VAT due until you are able to reclaim the amount from HMRC.
Bridging finance can be used to cover the cost of an inheritance tax bill until such time as inheritance assets are made available to be sold or other longer term solution is in place.
Bridging finance to cover divorce costs or lump sum settlements while the sale of assets or longer term finance is arranged.
A bridging loan is a short-term financing option used to cover an immediate cash flow need while waiting for another anticipated source of funds. Bridging loans are often used for property purchases, particularly when someone needs to purchase a new property before selling an existing one. Once the expected funds are received, usually through selling a property or obtaining longer term mortgage finance, the short-term bridging loan can be repaid.
The key features of a bridging loan are: